Weekly Stock Market Recap: May 5-May 9th, 2025

By Robert Montes, Link Financial Advisory | May 10, 2025

Welcome to our weekly stock market recap, where we break down the latest market trends and their implications for retirement plan administrators. From May 5 to May 9, 2025, markets again faced volatility: the S&P 500 ended down 0.5%, the Dow Jones slipped 0.2%, and the NASDAQ dipped 0.3%. For Plan Administrators, these shifts highlight the importance of a robust 401(k) plan that protects employees’ retirement savings and fosters employee financial wellness.

Market Recap: A Week of Volatility

Here’s a day-by-day look at the market from May 5–9, 2025, with insights into its impact on 401(k) plans:

• Monday: A disappointing jobs report—150,000 new jobs versus an expected 200,000—sparked concerns about economic growth. The Dow fell over 300 points, dragging the S&P 500 and NASDAQ down with it. Equity-heavy 401(k) portfolios may require closer scrutiny to ensure resilience.
• Tuesday: Strong earnings from tech leaders like Apple (up 8%) and Microsoft (cloud growth at 15%) lifted the NASDAQ. Tech-focused 401(k) options likely saw gains, reinforcing the value of diversified investment menus.
• Wednesday–Thursday: Geopolitical tensions in Eastern Europe unsettled the energy sector, with oil prices swinging wildly. Plans with energy stock exposure may have experienced volatility, emphasizing the need for balanced asset allocation.
• Friday: A late rally spurred by Federal Reserve hints at rate adjustments couldn’t erase the week’s losses, leaving all major indices in the red. This underscores the challenge of maintaining stable retirement savings in turbulent times.

The Local Edge: A Missoula Perspective

As a Missoula financial advisory team, we understand the unique needs of Montana businesses. From navigating local tax considerations to addressing the diverse financial priorities of your workforce, we bring a community-focused approach to retirement planning.

Consider a recent example: a Missoula-based manufacturing firm partnered with us to benchmark their 401(k) plan. Through targeted improvements and a tailored Financial Wellness Program, they achieved a 25% increase in employee participation and a noticeable drop in financial stress-related absences. This demonstrates the impact of localized expertise on plan success.

Discover how we can customize 401k benchmarking and employee financial wellness for your business at www.MissingLink401k.com.

Looking Ahead

Next week, watch for the Federal Reserve’s meeting and Q2 earnings reports, which could further influence market direction. While volatility persists, proactive steps today can safeguard your employees’ retirement security tomorrow.

Take Action with Link Financial Advisory

Market fluctuations are inevitable, but your retirement strategy doesn't have to. If you’re ready to get a second opinion on your holdings or, as a plan administrator, benchmark your plan and empower your employees with industry-leading financial literacy, Link Financial Advisory is here to assist. Contact us at www.LinkFinancialAdvisory.com or call (406)369-3396 to schedule a consultation. Let’s build a retirement strategy that strengthens your workforce and your business.

About Us

Link Financial Advisory, based in Missoula, Montana, specializes in 401k benchmarking, employee financial wellness, and retirement plan optimization. We’re dedicated to delivering solutions that reflect our community’s values. Learn more at www.LinkFinancialAdvisory.com and www.MissingLink401k.com.